Livestock insurance is a provincial program designed to provide insurance
to compensate Newfoundland and Labrador producers for the death or injury of sheep, goats,
dairy cattle or beef cattle caused by dogs or other predators. Producers, who
register their animals for insurance prior to April 1 of each year and who pay
the insurance premiums, are covered until March 31 in the event any of their
animals are killed or severely injured (need to be put down) by a predator.
Livestock Owners Compensation Board
The Livestock Owners Compensation Board is appointed by the Provincial Government.
Under The Livestock Insurance Act, R.S.N. 1990, c.L-23, the Board will insure an
owner against loss or severe injury of livestock caused by dogs or other predators,
subject to limitations and restrictions set out in the Act and the Contract of Insurance.
Application Procedure
Applications are mailed to known livestock producers during the
last
week of February or
are available from the Area Agriculture Office.
Applications must be post marked no later
than March 31 to meet application deadlines. Premiums must accompany the application in order for the insurance
to take effect. Any changes in numbers of livestock (additions or removals) must be
registered with the Board within 30 days of the change.
When the completed application is received by the Board, a
"Contract of Insurance" is issued to the livestock owner. The
contract outlines the responsibilities and duties of both the
livestock owner and the Board. It also lists all livestock insured
under the contract upon certification of ear tag numbers or registration
papers by Board representatives.
Claim Procedure
Insured livestock owners whose livestock have been injured or killed by
dogs or other predators must officially report the loss to the Board or
any of Agrifood's designated staff within 48 hours of the discovery of the attack.
To initiate a claim, the livestock owner must complete a "Notice of Livestock
Loss or Injury" and "Request for Inspection". The carcass of any animal
destroyed must be produced as evidence in order for insurance to be paid.
When the Board receives notification of loss, a Board representative completes a
"Claim and Inspection Report". After an inspection has been completed, it is the
owner's responsibility to complete an "Affidavit" and have it notarized by a Justice of
the Peace. The Board will then review the claim and make its decision.
Further Information
Further information may be obtained from the local
Agriculture Office or from:
Program Manager Livestock Insurance Program
Farm Business and Evaluation Division
Agrifoods Branch
Herald Towers
P.O. Box 2006
Corner Brook, NL
A2H 6J8
Telephone: 709-637-2077
Fax: 709-637-2591